/* ==========================================================================
   Property MarketWatch Singapore
   Brand colours (sampled from the logo): navy #11234E · blue #3165A9 · white
   ========================================================================== */

:root {
  --navy-950: #0A1633;
  --navy-900: #11234E; /* brand navy */
  --navy-800: #172D5F;
  --blue-700: #24508C;
  --blue-600: #2A5A9C;
  --blue-500: #3165A9; /* brand blue ("Watch") */
  --blue-400: #4F82C9;
  --blue-300: #8DB4EE;
  --blue-200: #C2D6F4;
  --blue-100: #E1EBFA;
  --blue-50:  #F3F7FD;

  --ink: #0E1C3B;
  --text: #34425E;
  --muted: #5F7090;
  --line: #DAE2EE;
  --line-strong: #C5D1E2;
  --danger: #C2372C;
  --warn-bg: #FFF7E6;
  --warn-line: #F2D59A;
  --wa: #168A47;
  --wa-hover: #127339;

  --font-display: "DM Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --font-body: "DM Sans", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;

  --radius-xl: 24px;
  --radius-lg: 18px;
  --radius: 14px;
  --shadow-card: 0 30px 60px -20px rgba(4, 12, 34, .55), 0 10px 24px -10px rgba(4, 12, 34, .35);
  --shadow-soft: 0 1px 2px rgba(17, 35, 78, .05), 0 10px 28px -14px rgba(17, 35, 78, .18);
  --ease: cubic-bezier(.2, .8, .2, 1);
}

/* ---------- Base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background: #fff;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { display: block; max-width: 100%; }
h1, h2, h3 { margin: 0; font-family: var(--font-display); color: var(--ink); line-height: 1.15; letter-spacing: -.015em; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
a { color: var(--blue-500); text-underline-offset: 3px; }
a:hover { color: var(--blue-700); }
button, input { font: inherit; color: inherit; }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid var(--blue-400); outline-offset: 2px; }

.ico { width: 1.15em; height: 1.15em; flex: none; }
.sr-only {
  position: absolute !important; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}
.container { width: 100%; max-width: 1180px; margin-inline: auto; padding-inline: 20px; }
@media (min-width: 768px) { .container { padding-inline: 32px; } }

.skip-link {
  position: absolute; left: 12px; top: -60px; z-index: 100;
  padding: 10px 16px; border-radius: 10px; background: #fff; color: var(--ink);
  font-weight: 600; text-decoration: none; transition: top .2s;
}
.skip-link:focus { top: 12px; }

/* Setup checklist (only shown while previewing locally) */
.setup-banner {
  position: relative; z-index: 5;
  padding: 12px 0; background: #FFF4D6; border-bottom: 1px solid #EBCB78;
  color: #4A3A0A; font-size: .875rem; line-height: 1.5;
}
.setup-banner ul { list-style: disc; padding-left: 1.25rem; margin-top: 4px; }
.setup-banner code { padding: 1px 5px; border-radius: 4px; background: rgba(0, 0, 0, .07); font-size: .9em; }

/* ---------- Brand wordmark ---------- */
.brand {
  display: inline-flex; flex-direction: column; align-items: flex-start;
  color: #fff; text-decoration: none; line-height: 1;
}
.brand:hover { color: #fff; }
.brand-name {
  font-family: var(--font-display); font-weight: 700; font-size: 1.35rem;
  letter-spacing: -.012em; white-space: nowrap;
}
.brand em { font-style: italic; color: var(--blue-500); letter-spacing: -.025em; }
.brand-sub {
  margin-top: 5px; padding-left: .06em;
  font-family: var(--font-display); font-weight: 500; font-size: .62rem;
  letter-spacing: .5em; text-transform: uppercase;
}
.brand-stacked .brand-line { font-family: var(--font-display); font-weight: 700; font-size: 1.9rem; line-height: .98; letter-spacing: -.012em; }
.brand-stacked .brand-sub { margin-top: 9px; font-size: .79rem; letter-spacing: .44em; }

/* ---------- Header ---------- */
.site-header { position: relative; z-index: 3; background: var(--navy-900); color: #fff; }
.header-inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 76px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden; color: #fff;
  padding: 8px 0 clamp(130px, 16vw, 220px);
  background:
    radial-gradient(900px 520px at 88% 0%, rgba(49, 101, 169, .45), transparent 62%),
    radial-gradient(700px 480px at -5% 85%, rgba(49, 101, 169, .2), transparent 60%),
    var(--navy-900);
}
.hero-art { position: absolute; inset: 0; pointer-events: none; }
.hero-trend { position: absolute; left: 0; top: 2%; width: 100%; height: 74%; opacity: .6; }
@media (max-width: 999px) { .hero-trend { top: 0; height: 46%; opacity: .28; } }
.hero-skyline { position: absolute; left: 0; bottom: -1px; width: 100%; height: clamp(110px, 15vw, 220px); }
.sky-back { fill: #8DB4EE; fill-opacity: .1; }
.sky-front { fill: #fff; }

.hero-grid {
  position: relative; z-index: 1;
  display: grid; gap: 28px; padding-top: 16px;
  grid-template-columns: minmax(0, 1fr);
  grid-template-areas: "copy" "form" "extras";
}
.hero-copy { grid-area: copy; }
.hero-form { grid-area: form; }
.hero-extras { grid-area: extras; }
@media (min-width: 1000px) {
  .hero-grid {
    grid-template-columns: minmax(0, 1fr) 470px;
    grid-template-rows: auto 1fr;
    grid-template-areas: "copy form" "extras form";
    column-gap: clamp(48px, 6vw, 88px); row-gap: 36px;
    padding-top: 44px;
  }
}

.eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  padding: 7px 14px 7px 12px; border-radius: 999px;
  background: rgba(255, 255, 255, .07); border: 1px solid rgba(255, 255, 255, .16);
  color: #DCE7F8; font-size: .76rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
}
.pulse { width: 8px; height: 8px; border-radius: 50%; background: var(--blue-300); animation: pulse 2.2s infinite; }
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(141, 180, 238, .6); }
  70% { box-shadow: 0 0 0 9px rgba(141, 180, 238, 0); }
  100% { box-shadow: 0 0 0 0 rgba(141, 180, 238, 0); }
}
.hero h1 {
  max-width: 15ch; margin-top: 18px; color: #fff;
  font-size: clamp(2.05rem, 1.25rem + 3.1vw, 3.5rem); font-weight: 700; line-height: 1.08; letter-spacing: -.025em;
}
.hl { font-style: italic; color: var(--blue-300); }
.hero-lead { max-width: 50ch; margin-top: 18px; color: #C9D6EC; font-size: clamp(1rem, .95rem + .3vw, 1.15rem); }

.extras-title {
  font-family: var(--font-display); font-size: .78rem; font-weight: 600;
  letter-spacing: .12em; text-transform: uppercase; color: var(--blue-300);
}
.includes { display: grid; gap: 14px; margin-top: 16px; }
.includes li { display: flex; align-items: flex-start; gap: 14px; color: #C9D6EC; font-size: .98rem; line-height: 1.5; }
.includes strong { color: #fff; font-weight: 600; }
.inc-icon {
  display: grid; place-items: center; flex: none; width: 38px; height: 38px; margin-top: -4px;
  border-radius: 11px; background: rgba(141, 180, 238, .12); border: 1px solid rgba(141, 180, 238, .22); color: var(--blue-300);
}
.trust {
  display: flex; flex-wrap: wrap; gap: 10px 22px;
  margin-top: 26px; padding-top: 22px; border-top: 1px solid rgba(255, 255, 255, .12);
  color: #DCE7F8; font-size: .9rem; font-weight: 500;
}
.trust li { display: inline-flex; align-items: center; gap: 7px; }
.trust .ico { width: 1.05em; height: 1.05em; color: var(--blue-300); }

/* ---------- Funnel card ---------- */
.funnel-card {
  position: relative; overflow: hidden; scroll-margin-top: 12px;
  background: #fff; color: var(--text);
  border-radius: var(--radius-xl); box-shadow: var(--shadow-card);
}
.funnel-head { padding: 20px 22px 0; }
.funnel-meta {
  display: flex; align-items: center; justify-content: space-between;
  color: var(--muted); font-size: .74rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
}
.funnel-label { color: var(--blue-500); }
.progress { height: 6px; margin-top: 10px; border-radius: 99px; background: var(--blue-100); overflow: hidden; }
.progress-bar {
  display: block; width: 17%; height: 100%; border-radius: inherit;
  background: linear-gradient(90deg, var(--blue-500), var(--blue-400));
  transition: width .5s var(--ease);
}
.funnel { position: relative; padding: 22px 22px 24px; }
.funnel-foot {
  display: flex; align-items: center; gap: 8px; padding: 12px 22px;
  border-top: 1px solid var(--line); background: var(--blue-50);
  color: var(--muted); font-size: .8rem;
}
.funnel-foot .ico { color: var(--blue-500); }
@media (min-width: 420px) {
  .funnel-head { padding: 22px 28px 0; }
  .funnel { padding: 24px 28px 28px; }
  .funnel-foot { padding-inline: 28px; }
}

/* Steps slide in only after the visitor's first action, so the first step never depends on an animation */
.funnel.is-animated .step { animation: stepIn .4s var(--ease) both; }
.funnel.is-animated .step.is-back { animation-name: stepBack; }
@keyframes stepIn { from { opacity: 0; transform: translateX(18px); } to { opacity: 1; transform: none; } }
@keyframes stepBack { from { opacity: 0; transform: translateX(-18px); } to { opacity: 1; transform: none; } }

.step-title { font-size: 1.4rem; font-weight: 600; letter-spacing: -.015em; }
.step-title:focus { outline: none; }
.step-sub { margin-top: 6px; color: var(--muted); font-size: .95rem; line-height: 1.5; }
.back {
  display: inline-flex; align-items: center; gap: 2px;
  margin: -8px 0 8px -8px; padding: 6px 10px 6px 6px;
  border: 0; border-radius: 8px; background: none;
  color: var(--muted); font-size: .875rem; font-weight: 600; cursor: pointer;
}
.back:hover { color: var(--ink); background: var(--blue-50); }

/* Fields */
.field { margin-top: 18px; }
.field > label, .label { display: block; margin-bottom: 7px; color: var(--ink); font-size: .875rem; font-weight: 600; }
.input {
  width: 100%; height: 54px; padding: 0 16px;
  border: 1.5px solid var(--line-strong); border-radius: 12px; background: #fff;
  color: var(--ink); font-family: var(--font-body); font-size: 1rem; font-weight: 500;
  -webkit-appearance: none; appearance: none;
  transition: border-color .15s, box-shadow .15s;
}
.input::placeholder { color: #98A6BD; font-weight: 400; }
.input:hover { border-color: #AFC0D8; }
.input:focus { outline: none; border-color: var(--blue-500); box-shadow: 0 0 0 4px rgba(49, 101, 169, .16); }
.input[aria-invalid="true"] { border-color: var(--danger); box-shadow: 0 0 0 4px rgba(194, 55, 44, .1); }
.input-xl { height: 60px; font-family: var(--font-display); font-size: 1.35rem; font-weight: 600; letter-spacing: .16em; }
.input-xl::placeholder { font-family: var(--font-body); font-size: 1rem; letter-spacing: .02em; }

.input-group {
  display: flex; overflow: hidden;
  border: 1.5px solid var(--line-strong); border-radius: 12px; background: #fff;
  transition: border-color .15s, box-shadow .15s;
}
.input-group:hover { border-color: #AFC0D8; }
.input-group:focus-within { border-color: var(--blue-500); box-shadow: 0 0 0 4px rgba(49, 101, 169, .16); }
.input-group.is-invalid { border-color: var(--danger); box-shadow: 0 0 0 4px rgba(194, 55, 44, .1); }
.input-group .input { height: 51px; border: 0; border-radius: 0; box-shadow: none; }
.prefix {
  display: flex; align-items: center; padding: 0 14px;
  background: var(--blue-50); border-right: 1.5px solid var(--line);
  color: var(--ink); font-weight: 600;
}
.field-hint { margin-top: 7px; color: var(--muted); font-size: .82rem; }
.field-error { margin-top: 7px; color: var(--danger); font-size: .86rem; font-weight: 500; }
.field-error:empty { display: none; }
.step-error { margin-top: 12px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 56px; padding: 0 24px; border: 0; border-radius: 14px;
  font-family: var(--font-display); font-size: 1.02rem; font-weight: 600; line-height: 1.2;
  text-decoration: none; cursor: pointer; -webkit-tap-highlight-color: transparent;
  transition: background .15s, border-color .15s, color .15s, transform .12s, box-shadow .15s;
}
.btn:active { transform: translateY(1px); }
.btn-block { display: flex; width: 100%; margin-top: 22px; }
.btn-primary { background: var(--blue-500); color: #fff; box-shadow: 0 12px 24px -12px rgba(49, 101, 169, .9); }
.btn-primary:hover { background: var(--blue-600); color: #fff; }
.btn-primary .ico { transition: transform .2s var(--ease); }
.btn-primary:hover .ico { transform: translateX(3px); }
.btn-secondary { background: #fff; color: var(--blue-600); border: 1.5px solid var(--blue-200); min-height: 52px; }
.btn-secondary:hover { background: var(--blue-50); border-color: var(--blue-300); color: var(--blue-700); }
.btn-lg { min-height: 60px; padding: 0 32px; font-size: 1.08rem; }
.btn[disabled] { cursor: progress; opacity: .9; }
.spinner {
  display: none; width: 20px; height: 20px; border-radius: 50%;
  border: 2.5px solid rgba(255, 255, 255, .35); border-top-color: #fff;
  animation: spin .7s linear infinite;
}
.btn.is-loading .spinner { display: inline-block; }
.btn.is-loading .btn-arrow { display: none; }
@keyframes spin { to { transform: rotate(360deg); } }

.link-btn {
  display: inline-block; margin-top: 14px; padding: 4px 0; border: 0; background: none;
  color: var(--blue-500); font-size: .9rem; font-weight: 600;
  text-decoration: underline; text-underline-offset: 3px; cursor: pointer;
}
.link-btn:hover { color: var(--blue-700); }
.link-btn-center { display: block; margin-inline: auto; }
.consent { margin-top: 14px; color: var(--muted); font-size: .78rem; line-height: 1.5; }
.consent a { color: var(--blue-600); }
.consent-center { display: flex; align-items: center; justify-content: center; gap: 6px; text-align: center; }
.consent-center .ico { width: 1.05em; height: 1.05em; color: var(--blue-500); }

/* Option cards (radio buttons) */
.opts { display: grid; gap: 10px; margin-top: 18px; }
.opts-list { grid-template-columns: minmax(0, 1fr); }
.opts-types { grid-template-columns: repeat(6, minmax(0, 1fr)); }
.opts-types .opt { grid-column: span 2; }
.opts-types .opt:nth-child(n+4) { grid-column: span 3; }
.opts-hdb { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.opts-hdb .opt:last-child { grid-column: 1 / -1; }

.opt { position: relative; display: block; cursor: pointer; -webkit-tap-highlight-color: transparent; }
.opt input { position: absolute; top: 0; left: 0; width: 1px; height: 1px; margin: 0; opacity: 0; pointer-events: none; }
.opt-card {
  position: relative; display: flex; align-items: center; gap: 12px;
  min-height: 62px; padding: 12px 14px 12px 16px;
  border: 1.5px solid var(--line-strong); border-radius: var(--radius); background: #fff;
  transition: border-color .15s, background .15s, box-shadow .15s, transform .12s;
}
.opt:hover .opt-card { border-color: var(--blue-300); background: var(--blue-50); }
.opt:active .opt-card { transform: scale(.985); }
.opt input:checked + .opt-card { border-color: var(--blue-500); background: var(--blue-50); box-shadow: 0 0 0 3px rgba(49, 101, 169, .15); }
.opt input:focus-visible + .opt-card { outline: 3px solid var(--blue-400); outline-offset: 2px; }
.opt-text { display: flex; flex-direction: column; gap: 1px; min-width: 0; }
.opt-title { color: var(--ink); font-family: var(--font-display); font-size: .98rem; font-weight: 600; line-height: 1.25; }
.opt-sub { color: var(--muted); font-size: .84rem; line-height: 1.35; }
.opt-check {
  display: grid; place-items: center; flex: none; width: 22px; height: 22px; margin-left: auto;
  border: 1.5px solid var(--line-strong); border-radius: 50%; background: #fff; color: #fff;
  transition: background .15s, border-color .15s, opacity .15s;
}
.opt-check svg { width: 14px; height: 14px; opacity: 0; transform: scale(.6); transition: opacity .15s, transform .2s var(--ease); }
.opt input:checked + .opt-card .opt-check { background: var(--blue-500); border-color: var(--blue-500); }
.opt input:checked + .opt-card .opt-check svg { opacity: 1; transform: none; }

.opt-tile .opt-card {
  flex-direction: column; justify-content: center; gap: 8px;
  min-height: 108px; padding: 16px 6px 14px; text-align: center;
}
.opt-tile .opt-title { font-size: .9rem; }
.opt-tile .opt-check { position: absolute; top: 7px; right: 7px; width: 20px; height: 20px; margin: 0; opacity: 0; }
.opt-tile input:checked + .opt-card .opt-check { opacity: 1; }
.opt-icon { width: 38px; height: 38px; color: var(--blue-500); }
.opt-chip .opt-card { min-height: 54px; padding: 10px 12px 10px 14px; }
.opt-chip .opt-title { font-size: .93rem; }

/* Address lookup result */
.addr {
  display: flex; align-items: flex-start; gap: 12px; margin-top: 14px; padding: 14px 16px;
  border: 1px solid var(--blue-100); border-radius: var(--radius); background: var(--blue-50);
  font-size: .92rem;
}
.addr-icon {
  display: grid; place-items: center; flex: none; width: 36px; height: 36px;
  border-radius: 10px; background: #fff; color: var(--blue-500); box-shadow: var(--shadow-soft);
}
.addr-icon .ico { width: 18px; height: 18px; }
.addr-body { min-width: 0; padding-top: 1px; }
.addr-kicker { display: flex; align-items: center; gap: 5px; color: var(--blue-500); font-size: .72rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.addr-kicker .ico { width: 14px; height: 14px; }
.addr-title { margin-top: 2px; color: var(--ink); font-weight: 600; line-height: 1.35; }
.addr-text { color: var(--muted); line-height: 1.4; }
.addr.is-loading { align-items: center; }
.addr.is-loading .addr-title { margin: 0; color: var(--muted); font-weight: 500; }
.addr.is-warn { background: var(--warn-bg); border-color: var(--warn-line); }
.addr.is-warn .addr-icon { color: #9A6B00; }
.mini-spinner {
  width: 16px; height: 16px; border-radius: 50%;
  border: 2px solid var(--blue-200); border-top-color: var(--blue-500);
  animation: spin .7s linear infinite;
}

/* Unit number */
.unit-addr {
  display: flex; align-items: flex-start; gap: 8px; margin-top: 14px; padding: 10px 12px;
  border-radius: 12px; background: var(--blue-50);
  color: var(--ink); font-size: .9rem; font-weight: 500; line-height: 1.4;
}
.unit-addr .ico { margin-top: 1px; color: var(--blue-500); }
.unit-addr:has(span:empty) { display: none; }
.unit-row { display: flex; align-items: center; gap: 10px; }
.unit-sym { color: var(--muted); font-family: var(--font-display); font-size: 1.5rem; font-weight: 600; line-height: 1; }
.unit-row .input {
  height: 60px; padding: 0 8px; text-align: center;
  font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; letter-spacing: .06em;
}
#unitFloor { flex: 0 0 88px; }
#unitNo { flex: 1 1 auto; max-width: 170px; }

/* Thank-you */
.step-done { padding-top: 4px; text-align: center; }
.done-badge {
  display: grid; place-items: center; width: 76px; height: 76px; margin: 2px auto 18px;
  border-radius: 50%; background: var(--blue-500);
  box-shadow: 0 0 0 10px var(--blue-100), 0 16px 30px -10px rgba(49, 101, 169, .7);
  animation: pop .5s var(--ease) both;
}
.done-badge svg { width: 38px; height: 38px; }
.done-badge path {
  fill: none; stroke: #fff; stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round;
  stroke-dasharray: 24; stroke-dashoffset: 24; animation: draw .45s .25s var(--ease) forwards;
}
.done-badge .badge-send { display: none; }
.done-badge .badge-send path { stroke-width: 2.2; stroke-dasharray: none; stroke-dashoffset: 0; animation: none; }
.step-done.is-pending .badge-check { display: none; }
.step-done.is-pending .badge-send { display: block; }
@keyframes pop { from { opacity: 0; transform: scale(.6); } to { opacity: 1; transform: none; } }
@keyframes draw { to { stroke-dashoffset: 0; } }
.done-msg { margin-top: 10px; color: var(--text); font-size: .98rem; line-height: 1.55; }
.done-msg strong { color: var(--ink); }
.done-alert {
  margin-top: 16px; padding: 12px 14px; border-radius: 12px;
  background: var(--warn-bg); border: 1px solid var(--warn-line);
  color: #5C4400; font-size: .9rem; text-align: left;
}
.done-alert .btn { margin-top: 12px; }
.summary { margin: 20px 0 0; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); text-align: left; }
.summary > div { display: flex; justify-content: space-between; gap: 14px; padding: 11px 14px; font-size: .9rem; }
.summary > div + div { border-top: 1px solid var(--line); }
.summary dt { flex: none; color: var(--muted); }
.summary dd { min-width: 0; margin: 0; color: var(--ink); font-weight: 600; text-align: right; overflow-wrap: anywhere; }
.noscript { margin-top: 16px; color: var(--danger); font-weight: 600; }

/* Bot trap */
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* ---------- Content sections ---------- */
.section { padding: clamp(64px, 8vw, 104px) 0; }
.section-tint { background: var(--blue-50); }
.kicker { color: var(--blue-500); font-family: var(--font-display); font-size: .8rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; }
.section-title { max-width: 20ch; margin-top: 10px; font-size: clamp(1.7rem, 1.2rem + 1.8vw, 2.6rem); font-weight: 700; letter-spacing: -.025em; }

.cards { display: grid; gap: 18px; margin-top: 40px; }
@media (min-width: 820px) { .cards-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 22px; } }
.card {
  position: relative; padding: 28px 26px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); box-shadow: var(--shadow-soft);
}
.card h3 { margin-top: 18px; font-size: 1.15rem; font-weight: 600; }
.card p { margin-top: 8px; color: var(--muted); font-size: .97rem; }
.card-icon {
  display: grid; place-items: center; width: 48px; height: 48px;
  border: 1px solid var(--blue-100); border-radius: 14px; background: var(--blue-50); color: var(--blue-500);
}
.card-icon .ico { width: 24px; height: 24px; }
.card-num {
  position: absolute; top: 22px; right: 24px;
  color: var(--blue-100); font-family: var(--font-display); font-size: 2.4rem; font-weight: 700; line-height: 1; letter-spacing: -.02em;
}
.card-plain { box-shadow: none; }

.types { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; margin-top: 40px; }
@media (min-width: 900px) { .types { grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; } }
@media (max-width: 419px) { .types { grid-template-columns: minmax(0, 1fr); } }
.types li { padding: 24px 22px; border: 1px solid var(--line); border-radius: var(--radius-lg); background: #fff; }
.type-icon { width: 44px; height: 44px; color: var(--blue-500); }
.types h3 { margin-top: 16px; font-size: 1.05rem; font-weight: 600; }
.types p { margin-top: 6px; color: var(--muted); font-size: .92rem; }

.faq-wrap { display: grid; gap: 32px; }
@media (min-width: 900px) { .faq-wrap { grid-template-columns: 5fr 7fr; gap: 64px; align-items: start; } }
.faq-intro { margin-top: 14px; color: var(--muted); }
.faq { border-top: 1px solid var(--line-strong); }
.faq details { border-bottom: 1px solid var(--line-strong); }
.faq summary {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding: 20px 2px; cursor: pointer; list-style: none;
  color: var(--ink); font-family: var(--font-display); font-size: 1.04rem; font-weight: 600; line-height: 1.35;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary:hover { color: var(--blue-600); }
.faq summary .ico { width: 20px; height: 20px; color: var(--blue-500); transition: transform .25s var(--ease); }
.faq details[open] summary .ico { transform: rotate(45deg); }
.faq details p { max-width: 62ch; padding: 0 2px 20px; }

.cta-band {
  position: relative; overflow: hidden; padding: clamp(64px, 8vw, 100px) 0; text-align: center; color: #fff;
  background: radial-gradient(700px 400px at 85% 0%, rgba(49, 101, 169, .5), transparent 60%), var(--navy-900);
}
.cta-band h2 { max-width: 22ch; margin-inline: auto; color: #fff; font-size: clamp(1.8rem, 1.2rem + 2vw, 2.8rem); font-weight: 700; letter-spacing: -.025em; }
.cta-band p { margin-top: 14px; color: #C9D6EC; font-size: 1.05rem; }
.cta-band .btn { margin-top: 28px; }

/* ---------- Footer ---------- */
.site-footer { padding: 64px 0 28px; background: var(--navy-950); color: #A9B8D3; font-size: .92rem; }
.footer-grid { display: grid; gap: 36px; }
@media (min-width: 820px) { .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; gap: 48px; } }
.footer-brand p { max-width: 34ch; margin-top: 18px; }
.site-footer h3 { color: #fff; font-size: .78rem; font-weight: 600; letter-spacing: .12em; text-transform: uppercase; }
.footer-agent p { margin-top: 12px; line-height: 1.55; }
.footer-agent strong { color: #fff; font-weight: 600; }
.site-footer a { color: #DCE7F8; text-decoration: none; }
.site-footer a:hover { color: #fff; text-decoration: underline; }
.footer-links ul { display: grid; gap: 8px; margin-top: 12px; }
.footer-legal {
  display: grid; gap: 10px; margin-top: 48px; padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .1); color: #8293B2; font-size: .8rem;
}

/* ---------- Sticky mobile call-to-action ---------- */
.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 20;
  padding: 12px 16px calc(12px + env(safe-area-inset-bottom));
  background: rgba(255, 255, 255, .96); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px);
  box-shadow: 0 -10px 30px -12px rgba(17, 35, 78, .35);
  transform: translateY(110%); transition: transform .3s var(--ease);
}
.sticky-cta.is-visible { transform: none; }
.sticky-cta .btn-block { margin-top: 0; }
@media (max-width: 999px) { .site-footer { padding-bottom: 104px; } }
@media (min-width: 1000px) { .sticky-cta { display: none; } }

/* ---------- Privacy page ---------- */
.legal-page { padding: clamp(48px, 7vw, 80px) 0 clamp(64px, 8vw, 104px); }
.legal { max-width: 760px; }
.legal h1 { font-size: clamp(2rem, 1.5rem + 2vw, 2.8rem); font-weight: 700; letter-spacing: -.025em; }
.legal .updated { margin-top: 10px; color: var(--muted); }
.legal h2 { margin-top: 40px; font-size: 1.25rem; font-weight: 600; }
.legal p, .legal li { margin-top: 12px; }
.legal ul { padding-left: 1.3rem; list-style: disc; }
.legal .back-home { display: inline-flex; align-items: center; gap: 4px; margin-bottom: 24px; font-weight: 600; text-decoration: none; }

/* ---------- Motion preferences ---------- */
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: .01ms !important; animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
  }
}